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Heritage Impact Fund (Loan)

The Heritage Impact Fund offers tailored finance for charities, social enterprises and community businesses across the UK seeking to acquire, reuse or redevelop buildings which are of historic or architectural importance.  As well as delivering impact that supports the sustainability of historic buildings, the Heritage Impact Fund supports projects that are seeking to deliver demonstrable local economic and community impact. 

Loan size: £25,000 to £500,000

Repayment term: Up to maximum five years

Organisation type: Incorporated voluntary, community or social enterprise organisations

Geography: UK-wide

Headline interest rate: Typically 8% fixed for a secured loan

Fees: Arrangement fee of 1-2%, and any AHF legal fees

Security: Secured and unsecured loans are available

Where it is needed, they may be able to offer additional expert support, advice and mentoring to Heritage Impact Fund clients, to support sustainable business change and to help drive their long-term social and economic impact through our RePlan capacity building service.

The HIF is a joint initiative with contributions from the National Lottery Heritage Fund, Historic England, Historic Environment Scotland, Cadw, Department for Communities Northern Ireland and the Architectural Heritage Fund itself. Additionally, Rathbone Greenbank Investments is pleased to provide investment management and loan facilities to the AHF.

Please read their programme guidance for further information before completing a short, online Expression of Interest form.

One of their team will then contact you to discuss your requirements and answer any questions you may have.  They will ask you questions about your project to determine your eligibility for their funds and if repayable finance is right for you.

If your organisation and project are eligible and your plans sufficiently developed, they will then invite you to submit a full application.

There are no deadlines for applying bu they strongly encourage applicants to submit an Expression of Interest as early as possible.