Self-Funders with the amounts of capital identified above will therefore not be entitled to the following benefits:

• Housing Benefit to pay rent and service charges – basic rent for a one bedroom flat is £70.73 per week.  The service charge is £20.60 per week.   Charges are made for 52 weeks of the year.
• Support charge – this is currently £11.70 per week (for 52 weeks of the year)  
• Council Tax benefit – all the flats at The Orchard are rated at Band A which for 2008/09 is £989.79 per year although if you are a single occupant you would be entitled to a 25% discount (single people in 08/09 =£742.34)

Care Costs

Self Funders will also be eligible to pay the full care costs which will be £256.96 per week for 52 weeks of the year.  Tenants will be entitled to retain or apply for Attendance Allowance (AA) which is a non-means tested benefit.  If AA is currently at the lower rate, staff will assist people to apply for an increase in allowance to the higher rate.

In addition tenants of an extra care scheme live in their own flats so have to purchase their own food (or meal in the restaurant at a cost of £4.50 comprising of fruit juice, main meal, desert and tea/coffee) and utility bills and will also supply their own furnishings (in their flats)

Therefore the estimated total cost of the service (exclusive of meals) per week for self funders (approximate costs as above), for one person at an Extra Care Scheme in a one-bed flat is:

• Rent  & Service Charge £91.33.  Support charge £11.70. Care Charges £256.96, Council Tax (with 25% reduction for single person £14.27) =£374.26.